When you get married, most things become a "joint" effort. You likely live together, share possessions and may even...
Selecting The Right Credit Card For Your Credit Profile
When you are on the hunt for a new credit card, finding the best card for your credit profile can be one of your most...
How Your Credit Score is Calculated
Your credit score is a three-digit number that can make or break your financial future. It represents your payment...
Credit Score vs. Credit Report – Which Is More Important?
Gaining a clear understanding about credit scores and credit reports can be difficult, and this lack of clarity is not...
Can My Credit Report Affect Me Getting A Job?
Most people know that a low credit score and problematic credit report can prevent them from purchasing a home,...
How Important Is Length Of Credit History With A Credit Card?
You may have heard experts say you should never close a credit card, as it could damage your credit score. Others may...
Does My Credit Score Affect My Car Insurance?
We all know that a low credit score can affect the interest rates you are offered on credit cards, mortgages, and auto...
How Long Does It Take For A Credit Card To Build Your Credit?
Building or rebuilding your credit can seem to take an eternity when you are desperate for a higher score. One of...
Is No Credit Worse Than Bad Credit?
Many believe that "bad" and "no" credit are the same thing, but this is a myth, as both send a different message to...
What To Look For In A Secured Credit Card
Without a line of credit, it is impossible to build or rebuild your credit. Checking accounts and debit cards will not...
How to Improve Your Credit Score by 100 Points
If you are in the market for a mortgage or car loan, you probably understand how important it is to have a high credit...