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Credit History

BillSaver guides related to Credit History.

Five Tips For Managing Credit Card Debt In 2024
Debt Reduction2 min read

Five Tips For Managing Credit Card Debt In 2024

Bill Hardekopf · June 5, 2024

It is hard to believe, but the summer of 2024 is almost here. It is likely that millions of Americans have made a resolution to lower their credit car

How Your Credit Score is Calculated
Building Credit4 min read

How Your Credit Score is Calculated

John Oldshue · May 20, 2024

Your credit score is a three-digit number that can make or break your financial future. It represents your payment history and helps potential lenders

What Affects Your Credit Score?
Building Credit4 min read

What Affects Your Credit Score?

John Oldshue · May 13, 2024

Knowing what factors affect your credit score is a bit like knowing what questions will be on an important exam. If you know what will be asked, you w

Can My Credit Report Affect Me Getting A Job?
Building Credit4 min read

Can My Credit Report Affect Me Getting A Job?

John Oldshue · May 5, 2024

Most people know that a low credit score and problematic credit report can prevent them from purchasing a home, financing a new car, or getting a good

Do Credit Cards Get Cancelled If Not Used?
Understanding Credit Cards2 min read

Do Credit Cards Get Cancelled If Not Used?

John Oldshue · May 5, 2024

Since your credit card has an expiration date, you may worry that it will get cancelled if you are not using it. While this is a concern to keep in mi

7 Ways To Get A Credit Card With Bad Credit
Building Credit4 min read

7 Ways To Get A Credit Card With Bad Credit

Bill Hardekopf · April 29, 2024

If your credit score is lackluster, you know how difficult it can be to get a credit card. People get into dire financial situations for many reasons,