Summer is quickly approaching, and unfortunately, millions of shoppers are probably spending more than they can...
Five Tips For Managing Credit Card Debt In 2023
It is hard to believe, but the summer of 2023 is almost here. It is likely that millions of Americans have made a...
Credit Card Tips and Tricks
When used incorrectly, credit cards can be an expensive way to pay for goods and services. The golden rule of credit...
How Your Credit Score is Calculated
Your credit score is a three-digit number that can make or break your financial future. It represents your payment...
Paying Off Credit Card Debt–A Great “Investment” You Can Make
We all know it is smart to invest money, because it generally grows over time, which can bring us long-term profits....
Are Balance Transfers Worth It?
Many Americans regularly receive offers from credit card companies, which offer 0% interest rates on balance...
Credit Card Tips After Losing Your Job
While the economy is improving, millions of Americans will experience job loss at some point in their lives. Sadly,...
Reduce Credit Card Debt with Micropayments
Though the holidays are behind us, many Americans are still paying for purchases made with their credit cards. To...
How to Close a Credit Card Account
Many people cut up their credit cards to stop themselves from using them, but it is important to remember that this...
Common Mistakes for First-Time Credit Card Customers
Receiving a credit card is a major first step in your financial life, but it can also take you down a road of debt if...
What Affects Your Credit Score?
Knowing what factors affect your credit score is a bit like knowing what questions will be on an important exam. If...
Credit Score vs. Credit Report – Which Is More Important?
Gaining a clear understanding about credit scores and credit reports can be difficult, and this lack of clarity is not...
8 Spending and Saving Habits of Millionaires
Many people want to improve their financial situation but are unsure of where to start. As with any other skill,...