Student credit cards can be an excellent way for young people to manage their money and build credit, but if they are...
Handling Credit Card Debt After the Death of a Spouse
When someone dies, their surviving spouse may face more than loneliness and grief. If the partner left behind debt on...
Five Tips For Managing Credit Card Debt In 2024
It is hard to believe, but the summer of 2024 is almost here. It is likely that millions of Americans have made a...
Paying Off Credit Card Debt–A Great “Investment” You Can Make
We all know it is smart to invest money, because it generally grows over time, which can bring us long-term profits....
How Your Credit Score is Calculated
Your credit score is a three-digit number that can make or break your financial future. It represents your payment...
Credit Card Tips and Tricks
When used incorrectly, credit cards can be an expensive way to pay for goods and services. The golden rule of credit...
Credit Score vs. Credit Report – Which Is More Important?
Gaining a clear understanding about credit scores and credit reports can be difficult, and this lack of clarity is not...
What Affects Your Credit Score?
Knowing what factors affect your credit score is a bit like knowing what questions will be on an important exam. If...
Are Balance Transfers Worth It?
Many Americans regularly receive offers from credit card companies, which offer 0% interest rates on balance...
How to Close a Credit Card Account
Many people cut up their credit cards to stop themselves from using them, but it is important to remember that this...
How Does Debt Consolidation Impact My Credit Score?
If you owe money on several credit cards, you may be struggling to keep up with your monthly payments. It can be...
8 Spending and Saving Habits of Millionaires
Many people want to improve their financial situation but are unsure of where to start. As with any other skill,...
Common Mistakes for First-Time Credit Card Customers
Receiving a credit card is a major first step in your financial life, but it can also take you down a road of debt if...