BillSaver card review
Capital One QuicksilverOne Cash Rewards Credit Card
Fair-credit cash back. Compare the cost, rewards, promotional APR, and credit profile before you apply.
Fair credit credit is listed by the issuer as a general guide, not a promise of approval.
BillSaver's view
A rewards path for readers with fair credit who may not yet qualify for the strongest no-fee cards.
Where this card can miss
The annual fee and high APR mean it only works if the balance is paid in full and rewards exceed the fee.
How to compare it
Use the reason you are shopping as the test. If you pay in full, estimate the rewards you would actually earn and subtract the annual fee. If you are moving debt, compare the transfer fee and payoff window with the regular APR waiting after the promotion. If you are building credit, put cost, reporting, deposit rules, and payment habits ahead of a flashy bonus.
The figures above are a comparison summary, not an application decision. Read the current issuer disclosure before applying because the offer, APR, fees, rewards, and eligibility rules may change.