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BillSaver card review

Capital One Quicksilver Cash Rewards Credit Card

Simple 1.5% cash back. Compare the cost, rewards, promotional APR, and credit profile before you apply.

Terms last checked August 5, 2026Issuer: Capital OneNetwork: Mastercard
Capital One Quicksilver Cash Rewards Credit Card card art
BillSaver fitSimple 1.5% cash back

Good to excellent credit is listed by the issuer as a general guide, not a promise of approval.

Annual fee
$0
Rewards
Unlimited 1.5% cash back on every purchase, plus 5% on hotels, vacation rentals, and rental cars booked through Capital One Travel and on Capital One Entertainment purchases.
Welcome offer
$200 cash bonus after qualifying spend; verify the current spend amount and deadline before applying.
Intro APR
0% intro APR on purchases and balance transfers for 15 months.
Regular APR
18.49% to 28.49% variable APR, depending on creditworthiness.
Balance transfer fee
Balance transfer fee applies.
Foreign transaction fee
$0
Credit profile
Good to excellent

BillSaver's view

A low-maintenance cash back card with no foreign transaction fee.

Where this card can miss

Flat 1.5% is easy, but some no-fee competitors earn 2% on general purchases.

How to compare it

Use the reason you are shopping as the test. If you pay in full, estimate the rewards you would actually earn and subtract the annual fee. If you are moving debt, compare the transfer fee and payoff window with the regular APR waiting after the promotion. If you are building credit, put cost, reporting, deposit rules, and payment habits ahead of a flashy bonus.

The figures above are a comparison summary, not an application decision. Read the current issuer disclosure before applying because the offer, APR, fees, rewards, and eligibility rules may change.