Blue Cash Preferred® Card from American Express

Name: Blue Cash Preferred® Card from American Express
Brand: American Express

Groceries and streaming. Compare the cost, rewards, promotional APR, and credit profile before you apply.

Terms last checked August 5, 2026Issuer: American ExpressNetwork: American Express

Blue Cash Preferred® Card from American Express card art

BillSaver fitGroceries and streaming

Good to excellent credit is listed by the issuer as a general guide, not a promise of approval.

Annual fee

$0 intro annual fee for the first year, then $95.

Rewards

6% cash back at U.S. supermarkets on up to $6,000 per year, then 1%; 6% on select U.S. streaming subscriptions; 3% at eligible U.S. gas stations and transit.

Welcome offer

Offer varies by applicant.

Intro APR

Intro APR offer on purchases and balance transfers.

Regular APR

19.49% to 28.49% variable APR.

Balance transfer fee

Balance transfer fee applies.

Foreign transaction fee

2.7%

Credit profile

Good to excellent

BillSaver's view

The grocery and streaming rates can justify the annual fee for the right household.

Where this card can miss

The supermarket cap and annual fee make this a math card, not an automatic pick.

How to compare it

Use the reason you are shopping as the test. If you pay in full, estimate the rewards you would actually earn and subtract the annual fee. If you are moving debt, compare the transfer fee and payoff window with the regular APR waiting after the promotion. If you are building credit, put cost, reporting, deposit rules, and payment habits ahead of a flashy bonus.

The figures above are a comparison summary, not an application decision. Read the current issuer disclosure before applying because the offer, APR, fees, rewards, and eligibility rules may change.