Blue Cash Everyday® Card from American Express

Name: Blue Cash Everyday® Card from American Express
Brand: American Express

Online shopping and everyday categories. Compare the cost, rewards, promotional APR, and credit profile before you apply.

Terms last checked August 5, 2026Issuer: American ExpressNetwork: American Express

Blue Cash Everyday® Card from American Express card art

BillSaver fitOnline shopping and everyday categories

Good to excellent credit is listed by the issuer as a general guide, not a promise of approval.

Annual fee

Rewards

3% cash back at U.S. supermarkets, U.S. online retail purchases, and U.S. gas stations, on up to $6,000 per year in each category, then 1%.

Welcome offer

Offer varies by applicant.

Intro APR

Intro APR offer on purchases and balance transfers.

Regular APR

19.49% to 28.49% variable APR.

Balance transfer fee

Balance transfer fee applies.

Foreign transaction fee

2.7%

Credit profile

Good to excellent

BillSaver's view

Useful for readers who want grocery, gas, and online shopping rewards without an annual fee.

Where this card can miss

Category caps matter, and American Express acceptance can be thinner than Visa or Mastercard in some places.

How to compare it

Use the reason you are shopping as the test. If you pay in full, estimate the rewards you would actually earn and subtract the annual fee. If you are moving debt, compare the transfer fee and payoff window with the regular APR waiting after the promotion. If you are building credit, put cost, reporting, deposit rules, and payment habits ahead of a flashy bonus.

The figures above are a comparison summary, not an application decision. Read the current issuer disclosure before applying because the offer, APR, fees, rewards, and eligibility rules may change.