The American Express Blue Business Cash™ Card

Name: The American Express Blue Business Cash™ Card
Brand: American Express

Small business 2% cash back. Compare the cost, rewards, promotional APR, and credit profile before you apply.

Terms last checked August 5, 2026Issuer: American ExpressNetwork: American Express

The American Express Blue Business Cash™ Card card art

BillSaver fitSmall business 2% cash back

Good to excellent credit is listed by the issuer as a general guide, not a promise of approval.

Annual fee

Rewards

2% cash back on eligible purchases up to $50,000 per calendar year, then 1%; cash back is automatically credited to the statement.

Welcome offer

Offer varies by applicant.

Intro APR

Intro APR offer may be available.

Regular APR

Variable APR; see issuer terms.

Balance transfer fee

Balance transfer fee applies.

Foreign transaction fee

2.7%

Credit profile

Good to excellent

BillSaver's view

A clean cash-back option for small businesses that spend within the 2% cap.

Where this card can miss

The cap and foreign transaction fee matter for growing or international businesses.

How to compare it

Use the reason you are shopping as the test. If you pay in full, estimate the rewards you would actually earn and subtract the annual fee. If you are moving debt, compare the transfer fee and payoff window with the regular APR waiting after the promotion. If you are building credit, put cost, reporting, deposit rules, and payment habits ahead of a flashy bonus.

The figures above are a comparison summary, not an application decision. Read the current issuer disclosure before applying because the offer, APR, fees, rewards, and eligibility rules may change.