Nearly three-quarters (74%) of Americans have a smartphone, according to Pew Research, and if you are one or looking...
Will You Pay Taxes on Your 401(k)
While a 401(k) is an excellent option for saving for retirement, especially if your employer matches your...
5 Best Financial Apps for Saving Money
You know how important it is to save money---for emergencies, retirement and other goals---but you may be having a...
How Do I Know When I Have Enough Money to Retire?
Human beings are living longer than ever before, which is great news. The only downside is that this means you will...
What Is the Best Way to Use Credit Card Rewards?
There are a number of options when you begin earning a large number of rewards points on your credit card, and you may...
Financial Audit: 5 Things to Stop Paying for Each Month
Cutting expenses and saving more are financial goals we all have. However, many people struggle to figure out how to...
Does a 401k Loan Get Taxed?
If you have a 401(k) account and need cash, it may be tempting to tap your retirement for a loan. Legally, you can...
Can My Savings Account Be Garnished?
If you get behind on your income taxes, student loan payments, or child support, a government agency can garnish a...
Should I Pay for Cell Phone Insurance
When you purchase a new phone, your carrier will offer you cell phone insurance. The price, which can range from $8 to...
Should I Open a Checking or Savings Account?
You probably know you need a better place to store your money than a sock drawer, but if you do not yet have a bank...
How Do Online Banks Work?
In the past, if you wanted to open a bank account, you had to drive to your local branch and speak with an account...
Is it ever financially wise to buy a new car?
Most people know new cars depreciate the moment you drive them off the lot, which makes a new car a questionable...
401(k) vs IRA vs Roth IRA
You probably understand the importance of saving for retirement. However, what may not be as clear is which type of...