Credit Cards4 min read
Interest Charges Become The First Bill To Attack In 2026
Bill Hardekopf · December 29, 2025
A household looking for a clear 2026 target should start with the balances charging the most interest.
Month archive
December 2025 Articles
BillSaver articles published in December 2025.
Banking4 min read
The 2026 Budget Starts With Paydays And Due Dates
John Oldshue · December 22, 2025
The final Monday of 2025 is a good day to build the 2026 budget around paydays and due dates.
Insurance4 min read
Insurance Cost Pressure Makes 2026 Deductibles A Cash Test
John Oldshue · December 18, 2025
The end of 2025 is a good time to compare deductibles with the cash the household could actually reach.
Credit Cards4 min read
Fed Cuts Rates December 10. Credit Card Debt Still Gets A 2026 Attack List
John Oldshue · December 15, 2025
The Federal Reserve cut rates in December 2025, but household debt still needed account-by-account review.
Credit Cards4 min read
NRF Holiday Forecast Puts January Payoff Dates Before The Gifts
Bill Hardekopf · December 8, 2025
Holiday balances heading into 2026 need a payoff date before they become ordinary debt.
Banking4 min read
Year-End 2025 Tax Records Put Clean-Energy And Charity Receipts In One Sweep
Bill Hardekopf · December 4, 2025
Year-end 2025 tax planning still required receipts, charitable records, clean-energy paperwork, and withholding checks.
Saving Money4 min read
Subscriptions Belong In A December Card-Statement Trial
Bill Hardekopf · December 1, 2025
The most honest subscription audit starts with the card statement, not memory.