If you are shopping for a mortgage, you may have noticed that rates can fluctuate from one week to the next. Small...
Using Credit Cards to Build Credit
While many people see credit cards as the path towards fiscal irresponsibility, they can actually help you build...
Step-by-Step Guide to Mortgage Refinancing
If your credit has improved or your financial situation has changed since you first took out your mortgage, you may be...
Reduce Credit Card Debt with Micropayments
Though the holidays are behind us, many Americans are still paying for purchases made with their credit cards. To...
What Is The Difference Between Credit Cards And Debit Cards?
At a glance, debit and credit cards look exactly the same. They both have the identical number of digits, are the same...
Do Balance Transfers Hurt Your Credit Score?
You may have received an offer for a 0% APR on balance transfers, and you may be tempted to sign up for it. After all,...
Avoid Cash Advances on Your Credit Card
If you are running low on cash, it may be tempting to use your credit card at an ATM or try one of the convenience...
Benefits of Credit Cards over Debit Cards
The terms "debit card" and "credit card" sometimes seem to be used interchangeably; however, there are major...
How Can I Improve My Credit?
In a finance-driven world, having a low credit score can really hurt you, especially if you are in the market for a...
What Is the Best Way to Use Credit Card Rewards?
There are a number of options when you begin earning a large number of rewards points on your credit card, and you may...
Why Are EMV Transactions So Slow?
Human beings could not accurately measure the second until the late 16th Century, but today, society has learned to...
How to Save Money on Your Cell Phone Bill
According to the Pew Research Center, 95% of Americans own a cell phone, and 77% own a smartphone. Since cell phones...
5 Tips For Getting A Small Business Credit Card For A New Business
If you are starting a small business, it is important to have available capital and credit lines to avoid cash flow...